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Many Canadians have private health insurance, often through their employers, that cover these expenses. Luxembourg provides universal health care coverage to all residents by the National Health Insurance (CNS – Caisse nationale de santé or National Gesondheetskeess ). It is funded by mandatory contributions of employers and the workforce, and by government subsidies for insuring jobseekers, the poor, and for financing medical infrastructure. The nation also has mandatory public long-term care insurance. The public health care system in Ireland is governed by the Health Act 2004, which established a new body to be responsible for providing health and personal social services to everyone living in Ireland – the Health Service Executive.

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“The Austrian healthcare system Overview of how it works”. In addition to Medicare, there is a separate Pharmaceutical Benefits Scheme, funded by the federal government, which substantially subsidises a range of prescription medications. Healthcare in Guernsey and Alderney is charged for with all primary care provided for on a private basis. The medical care system in the Channel Islands is very similar to that of the UK in that many of the doctors and nurses have been trained from the UK health perspective. NHS Scotland, created by the National Health Service Act 1947, was also launched on July 5, 1948, although it has always been a separate organization. Since devolution, NHS Scotland has followed the policies and priorities of the Scottish Government, including the phasing out of all prescription charges by 2011.

Hospitals, by law, must be run as non-profit and be managed by physicians. Government-guaranteed health care for all citizens of a country, sometimes called universal health care, is a broad concept that has been implemented in several ways. The common denominator for all such programs is some form of government action aimed at broadly extending access to health care and setting minimum standards. Most implement universal health care through legislation, regulation, and taxation. Legislation and regulation direct what care must be provided, to whom, and on what basis.

Insurance companies have no incentive to deter high-cost individuals from taking insurance and are compensated if they have to pay out more than might be expected. Insurance companies compete with each other on price for the 45% direct premium part of the funding and try to negotiate deals with hospitals to keep costs low. The competition regulator is charged with checking for abuse of dominant market positions and the creation of cartels that act against consumer interests. An insurance regulator ensures that all basic policies have identical coverage rules so that no person is medically disadvantaged by his or her choice of insurer.